LocafyAdmin: Publish from locafy-entity-wiki

2026-10-25T15:59:13Z

Publish from locafy-entity-wiki

New page

{| class="wikitable" style="float:right; margin:0 0 1em 1em; width:300px;"
|+ '''The Taylor Weiner Team'''
|-
! Type
| Residential mortgage team
|-
! Industry
| [https://en.wikipedia.org/wiki/Mortgage Mortgage lending]
|-
! Headquarters
| 1650 Pacific Coast Highway Unit C, [https://en.wikipedia.org/wiki/Seal_Beach,_California Seal Beach, California] 90740, United States
|-
! Area served
| California, primarily [https://en.wikipedia.org/wiki/Orange_County,_California Orange County] and [https://en.wikipedia.org/wiki/Los_Angeles_County,_California Los Angeles County]; also AL, AZ, FL, GA, NC, NV, OH and TN
|-
! Key people
| Taylor Weiner (Senior Mortgage Advisor, NMLS 263090)<br />Dilza Herrod (Loan Officer, NMLS 1494202)
|-
! Originating lender
| Lower, LLC (NMLS 1124061)
|-
! Hours
| Monday to Friday, 8:30am to 7:30pm Pacific
|-
! Phone
| (714) 658-4912
|-
! Website
| [https://twteam.com/ twteam.com]
|}

'''The Taylor Weiner Team''' is a residential [https://en.wikipedia.org/wiki/Mortgage mortgage] team based in [https://en.wikipedia.org/wiki/Seal_Beach,_California Seal Beach, California]. It helps borrowers buy, refinance and borrow against homes across California, with a focus on [https://en.wikipedia.org/wiki/Orange_County,_California Orange County] and [https://en.wikipedia.org/wiki/Los_Angeles_County,_California Los Angeles County]. Since 2021 the team has originated loans through Lower, LLC (NMLS 1124061).<ref name="site">[https://twteam.com/ The Taylor Weiner Team, official website]</ref><ref name="licenses">[https://twteam.com/licenses/ Licensing and Disclosures]</ref>

== People ==
* '''Taylor Weiner''' is the team's Senior Mortgage Advisor (NMLS 263090), with 20 years in mortgage lending. He was named a [https://www.scotsmanguide.com/ Scotsman Guide] Top Producer in 2019 and 2020.<ref name="taylor">[https://twteam.com/about/taylor-weiner/ Taylor Weiner, profile]</ref><ref name="nmls-taylor">[https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/263090 NMLS Consumer Access: Taylor Weiner, 263090]</ref>
* '''Dilza Herrod''' is a [https://en.wikipedia.org/wiki/Loan_officer loan officer] (NMLS 1494202) who works in English and Spanish. She is licensed in Alabama, Arizona, California, Florida, Georgia, Nevada, North Carolina, Ohio and Tennessee.<ref name="dilza">[https://twteam.com/about/dilza-herrod/ Dilza Herrod, profile]</ref><ref name="nmls-dilza">[https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1494202 NMLS Consumer Access: Dilza Herrod, 1494202]</ref>

According to its press fact sheet, the team has closed more than 1,150 loans and funded over $500 million.<ref name="press">[https://twteam.com/press/ Press], fact sheet</ref>

== Loan programs ==
The team's published loan programs include:<ref name="site" />
* [https://twteam.com/loans/fixed-rate/ Fixed-rate] and [https://twteam.com/loans/adjustable-rate/ adjustable-rate] mortgages
* [https://twteam.com/loans/fha/ FHA], [https://twteam.com/loans/va/ VA] and [https://twteam.com/loans/usda/ USDA] loans
* [https://twteam.com/loans/jumbo/ Jumbo loans] above the [https://twteam.com/california-loan-limits-2026/ conforming loan limit]
* [https://twteam.com/loans/non-qm/ Non-QM] options for self-employed borrowers, including [https://twteam.com/loans/bank-statement/ bank statement], [https://twteam.com/loans/profit-and-loss/ profit and loss] and [https://twteam.com/loans/dscr/ DSCR] loans
* [https://twteam.com/loans/heloan/ Home equity loans] and refinancing
* [https://twteam.com/loans/reverse-mortgage/ Reverse mortgages]
* [https://twteam.com/loans/renovation/ Renovation] and [https://twteam.com/loans/construction/ construction] loans

The website also publishes [https://twteam.com/calculators/ mortgage calculators], a [https://twteam.com/first-time-homebuyer-guide/ first-time homebuyer guide], a [https://twteam.com/glossary/ mortgage glossary] and a [https://twteam.com/rate-report/ rate report]. Its [https://twteam.com/editorial-policy/ editorial policy] names federal agencies and the government-sponsored enterprises as its primary sources.<ref name="editorial">[https://twteam.com/editorial-policy/ Editorial policy]</ref>

== Service area ==
The office is in Seal Beach. The website has community pages for [https://twteam.com/communities/seal-beach/ Seal Beach], [https://twteam.com/communities/long-beach/ Long Beach] and [https://twteam.com/communities/huntington-beach/ Huntington Beach]. These describe where the team lends and are not separate offices. Loans outside California are originated by team members licensed in those states.<ref name="licenses" />

== Research ==
In October 2026 the team published an analysis of 2025 [https://en.wikipedia.org/wiki/Home_Mortgage_Disclosure_Act Home Mortgage Disclosure Act] (HMDA) data showing the jumbo loan share by ZIP code in Orange County and Los Angeles County, with the underlying data as a downloadable CSV.<ref name="hmda">[https://twteam.com/orange-county-jumbo-loans-by-zip-hmda-2025/ Orange County jumbo loans by ZIP (HMDA 2025)]</ref>

== Media ==
A September 30, 2026 press release on the down payment needed to stay under the 2026 conforming limit at Orange County's median price was distributed by Prodigy Press Wire and published on [https://www.digitaljournal.com/pr/news/prodigy-press-wire/taylor-weiner-team-orange-county-1791957867.html Digital Journal] and [https://www.thewesterlysun.com/online_features/press_releases/taylor-weiner-team-orange-county-buyers-need-about-15-3-down-at-the-1-475/article_d638a3a4-3246-5ff4-8f16-293e7d0f0f21.html The Westerly Sun].<ref name="press" /> Media materials are on its [https://twteam.com/press/ press page].

== Licensing ==
The team's loan officers are licensed through the Nationwide Multistate Licensing System and Registry ([https://www.nmls.org/ NMLS]), and loans are originated through Lower, LLC (NMLS 1124061). The team is an Equal Housing Lender. Licenses can be verified at [https://www.nmlsconsumeraccess.org/ NMLS Consumer Access].<ref name="licenses" />

== Key concepts ==
Terms the team defines in its glossary, with the matching reference entries.

{| class="wikitable sortable"
! Term !! Taylor Weiner Team glossary !! Wikipedia !! Wikidata
|-
| Mortgage || [https://twteam.com/glossary/ glossary] || [https://en.wikipedia.org/wiki/Mortgage Mortgage] || [https://www.wikidata.org/wiki/Q1210094 Q1210094]
|-
| Conforming loan limit || [https://twteam.com/glossary/#conforming-loan-limit definition] || [https://en.wikipedia.org/wiki/Conforming_loan Conforming loan] || [https://www.wikidata.org/wiki/Q5160270 Q5160270]
|-
| Jumbo loan || [https://twteam.com/glossary/#jumbo-loan definition] || [https://en.wikipedia.org/wiki/Jumbo_mortgage Jumbo mortgage] || [https://www.wikidata.org/wiki/Q6310919 Q6310919]
|-
| FHA loan || [https://twteam.com/glossary/#fha-loan definition] || [https://en.wikipedia.org/wiki/FHA_insured_loan FHA insured loan] || [https://www.wikidata.org/wiki/Q5425519 Q5425519]
|-
| VA loan || [https://twteam.com/glossary/#va-loan definition] || [https://en.wikipedia.org/wiki/VA_loan VA loan] || [https://www.wikidata.org/wiki/Q7906577 Q7906577]
|-
| Fixed-rate mortgage || [https://twteam.com/glossary/#fixed-rate-mortgage definition] || [https://en.wikipedia.org/wiki/Fixed-rate_mortgage Fixed-rate mortgage] || [https://www.wikidata.org/wiki/Q567383 Q567383]
|-
| Adjustable-rate mortgage || [https://twteam.com/glossary/#adjustable-rate-mortgage-arm definition] || [https://en.wikipedia.org/wiki/Adjustable-rate_mortgage Adjustable-rate mortgage] || [https://www.wikidata.org/wiki/Q4683193 Q4683193]
|-
| HELOC || [https://twteam.com/glossary/#heloc definition] || [https://en.wikipedia.org/wiki/Home_equity_line_of_credit Home equity line of credit] || [https://www.wikidata.org/wiki/Q3006221 Q3006221]
|-
| Reverse mortgage (HECM) || [https://twteam.com/glossary/#reverse-mortgage-hecm definition] || [https://en.wikipedia.org/wiki/Reverse_mortgage Reverse mortgage] || [https://www.wikidata.org/wiki/Q555325 Q555325]
|-
| Discount points || [https://twteam.com/glossary/#discount-points definition] || [https://en.wikipedia.org/wiki/Discount_points Discount points] || [https://www.wikidata.org/wiki/Q1228335 Q1228335]
|-
| Cash-out refinance || [https://twteam.com/glossary/#cash-out-refinance definition] || [https://en.wikipedia.org/wiki/Refinancing Refinancing] || [https://www.wikidata.org/wiki/Q1751574 Q1751574]
|-
| Credit score || [https://twteam.com/minimum-credit-score-mortgage-california/ article] || [https://en.wikipedia.org/wiki/Credit_score_in_the_United_States Credit score in the United States] || [https://www.wikidata.org/wiki/Q5183784 Q5183784]
|}

== Ontology ==
How this entity is identified across sources. The profiles below mirror the <code>sameAs</code> lists in the team's schema (<code>https://twteam.com/#organization</code>).

{| class="wikitable"
! Property !! Value
|-
| Canonical identifier || <code>https://twteam.com/#organization</code>
|-
| Schema type || FinancialService, LocalBusiness
|-
| Name || The Taylor Weiner Team
|-
| People || Taylor Weiner (<code>https://twteam.com/about/taylor-weiner/#person</code>), Dilza Herrod (<code>https://twteam.com/about/dilza-herrod/#person</code>)
|-
| Location || [https://en.wikipedia.org/wiki/Seal_Beach,_California Seal Beach, California] (Wikidata [https://www.wikidata.org/wiki/Q593039 Q593039])
|-
| Area served || [https://en.wikipedia.org/wiki/Orange_County,_California Orange County] (Wikidata [https://www.wikidata.org/wiki/Q5925 Q5925]), [https://en.wikipedia.org/wiki/Los_Angeles_County,_California Los Angeles County] (Wikidata [https://www.wikidata.org/wiki/Q104994 Q104994])
|-
| Knows about || [https://www.wikidata.org/wiki/Q1210094 Mortgage (Q1210094)], [https://www.wikidata.org/wiki/Q6310919 Jumbo mortgage (Q6310919)], [https://www.wikidata.org/wiki/Q5425519 FHA insured loan (Q5425519)], [https://www.wikidata.org/wiki/Q555325 Reverse mortgage (Q555325)]
|-
| Occupation (people) || [https://www.wikidata.org/wiki/Q6663463 Loan officer (Q6663463)]
|-
| Licensing || NMLS 263090 (Taylor Weiner), NMLS 1494202 (Dilza Herrod), Lower, LLC NMLS 1124061
|}

=== Identifiers and profiles (Organization sameAs) ===
* Official website: [https://twteam.com/ https://twteam.com/]
* Google Maps: [https://www.google.com/maps?cid=2696187118419100725 Google Business Profile]
* Facebook: [https://www.facebook.com/loansbytaylorweiner https://www.facebook.com/loansbytaylorweiner]
* Instagram: [https://www.instagram.com/thetwteam/ https://www.instagram.com/thetwteam/]
* LinkedIn: [https://www.linkedin.com/in/taylor-weiner-team/ https://www.linkedin.com/in/taylor-weiner-team/]
* Yelp: [https://www.yelp.com/biz/taylor-weiner-team-seal-beach Yelp profile]
* Zillow: [https://www.zillow.com/lender-profile/tweiner3/ Zillow lender profile]

=== People profiles (Person sameAs) ===
* Taylor Weiner: [https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/263090 NMLS Consumer Access], [https://www.lower.com/loan-officers/california/orange-county/taylor-weiner Lower], [https://www.experience.com/reviews/taylor-weiner-446073 Experience.com], [https://www.linkedin.com/in/taylor-weiner-22607053/ LinkedIn]
* Dilza Herrod: [https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1494202 NMLS Consumer Access], [https://www.lower.com/loan-officers/california/orange-county/dilza-herrod Lower], [https://www.experience.com/reviews/dilza-herrod Experience.com], [https://www.zillow.com/lender-profile/dilza%20herrod6/ Zillow], [https://www.linkedin.com/in/dilza-herrod-72691986/ LinkedIn]
* Machine-readable facts: [https://twteam.com/llms.txt llms.txt], [https://twteam.com/llms-index.json llms-index.json], [https://twteam.com/provenance-2026-10-08.json provenance record]

== About this page ==
This page is maintained by Locafy, the marketing agency for The Taylor Weiner Team, using facts the team publishes. It is not an independent source. It does not describe current rates or loan terms and is not an offer to lend.

== References ==
<references />

[[Category:Mortgage loan originators]]
[[Category:Companies based in Seal Beach, California]]
[[Category:Orange County, California]]

The Taylor Weiner Team - Revision history

LocafyAdmin: Publish from locafy-entity-wiki